When you swipe your debit card at the checkout, the point-of-sale (POS) terminal will usually ask you: “Debit or Credit?” I have no idea why ...

What is Interchange? In simple terms, interchange is the cost of completing a given card transaction. Interchange fees cover the cost of maintaining card networks, ...

What is Wholesale Pricing? Wholesale also known as Interchange Fees is the rates set by the credit card companies themselves. Every card has a different ...

How to Avoid Misleading Rate Quotes? How to Calculate Your Effective Rate (%)? Why merchant’s effective rate (%) keep changing each month? What’s my % ...

Understanding how credit card processing fees are determined and how different merchant account pricing models work can save your business hundreds of dollars a month ...

What is Markup Pricing? The markup over interchange and assessments is the only area where you can negotiate credit card processing costs. Keep in mind ...

Don’t get caught in one of these common credit card processing scams. Credit card processing is essential to modern small businesses. Working with a credit ...

Free vs Lease vs Purchased Terminal This is a very common question that’s brought up when people are shopping around for credit card processing. Let’s ...