Instantly Accept & Verify Checks Online
Without Cardless Paytech
With Cardless Paytech
Join over 25,678 + High Risk Merchants that trust Cardless Paytech. Reduce fraud, costly bank NSF fees, and get paid faster.
Instant results
Cardless Paytech’s advanced real time data pulling system connected with thousands of banks in US designed to provide merchants with accurate predictions as to whether ACH debits, checks or e-Checks are likely to clear without return.
Verification API compiles and analyzes over one billion real-time consumer transactions and then returns one of three ratings:
Verification API compiles and analyzes over one billion real-time consumer transactions and then returns one of three ratings:
Accept
Allows the transaction to continue.
Decline
Notifies user if customized risk
parameters are present
Accept with Risk
Flags the transaction and requires
confirmation before proceeding.
Verify checks from over 10,000+ national & local banks
Process Customer’s Check In 3 Simple Steps
Send check payment request in a few clicks
Send an invoice OR integrate pay-by-check payment link in your website OR with Major Shopping Carts.
Recipient enters checking account Information
Our software then verifies the check details instantly then Print E-check using a standard printer with Bank Approved Business Blank check paper.
Customer bank information is verified. Check is ready for deposit
Deposit printed check just like any other check – at a bank branch, through an ATM or using Remote Deposit Capture on a smartphone.
Trusted by over 25,678 + High Risk Merchants
Rock Solid e-Check verification service for all High-Risk Industries.
$
200
M+
VOLUME
$
0
M+
CHECKS
$
200000
+
NSF FEES REDUCED
200
BAD CHECKS STOPPED
Cardless Paytech makes accepting checks online safe
Online business is inherently risky. Cardless Paytech removes the risk by having your customers account and routing number verify instantly.
The extra layer of security:
- Scan and deposit checks directly into your bank account after printing your client's checks using our cloud based platform.
- Reduce bad checks deposit ratio with our Instant and Advanced Verification Technology.
- Reduces fraud
- Reduces costly NSF fees
- Eliminates human error
Find the right solution for your business
What it Does
How it Works
Verification Response
Routing Validation
Balance Confirmation
Account Validation
Bank Coverage
Return Reduction
INSTANT
VERIFICATION
Provides verification responses on bank routing and account numbers
Enter your customers bank routing/account number in the portal or send a payment link
Instant
Yes
No
Yes
Good
Good
Included in all plans
ADVANCED
VERIFICATION
Provides verification responses on bank routing and account numbers
Enter your customers bank routing/account number in the portal or send a payment link
Instant
Yes
No
Yes
Good
Good
Included in all plans
Forget about fraud & focus on your business
Join over 25,678 Businesses.