Verification – Instant & Advanced – Credit Card Processing Service
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Instantly Accept & Verify Checks Online

Without Cardless Paytech

With Cardless Paytech

Join over 25,678 + High Risk Merchants that trust Cardless Paytech. Reduce fraud, costly bank NSF fees, and get paid faster.

Instant results

Cardless Paytech’s advanced real time data pulling system connected with thousands of banks in US designed to provide merchants with accurate predictions as to whether ACH debits, checks or e-Checks are likely to clear without return.

Verification API compiles and analyzes over one billion real-time consumer transactions and then returns one of three ratings:

Accept

Allows the transaction to continue.

Decline

Notifies user if customized risk parameters are present

Accept with Risk

Flags the transaction and requires confirmation before proceeding.

Verify checks from over 10,000+ national & local banks

Process Customer’s Check In 3 Simple Steps

Send check payment request in a few clicks

Send an invoice OR integrate pay-by-check payment link in your website OR with Major Shopping Carts.

Recipient enters checking account Information

Our software then verifies the check details instantly then Print E-check using a standard printer with Bank Approved Business Blank check paper.

Customer bank information is verified. Check is ready for deposit

Deposit printed check just like any other check – at a bank branch, through an ATM or using Remote Deposit Capture on a smartphone.

Trusted by over 25,678 + High Risk Merchants

Rock Solid e-Check verification service for all High-Risk Industries.
VOLUME
$ 200 M+
CHECKS
$ 0 M+
NSF FEES REDUCED
$ 200000 +
BAD CHECKS STOPPED
200

Cardless Paytech makes accepting checks online safe

Online business is inherently risky. Cardless Paytech removes the risk by having your customers account and routing number verify instantly. 

The extra layer of security:

Find the right solution for your business

What it Does

How it Works

Verification Response

Routing Validation

Balance Confirmation

Account Validation


Bank Coverage

Return Reduction

INSTANT
VERIFICATION

Provides verification responses on bank routing and account numbers

Enter your customers bank routing/account number in the portal or send a payment link

Instant

Yes
No

Yes

Good
Good
Included in all plans

ADVANCED
VERIFICATION

Provides verification responses on bank routing and account numbers
Enter your customers bank routing/account number in the portal or send a payment link

Instant

Yes
No

Yes

Good

Good
Included in all plans

Forget about fraud & focus on your business

Join over 25,678 Businesses.